AI credit scoring, digital KYC and fraud prevention for Philippine lenders It’s trust, built on Data Science

Connect, verify, and mitigate risk with confidence
Trusting Social Philippines is the financial technology partner behind the AI credit scoring, digital KYC and fraud prevention that banks, digital lenders, e-wallets and microfinance institutions use to lend to more Filipinos safely: 110M+ consumers scored, 50+ BSP- and SEC-supervised clients, $3B+ in loans enabled.

AI Credit Scoring AI Identity & Fraud
Credit Scoring-1
Customer Onboarding
Fraud Prevention
Transaction Verification
Our Products

AI that Works
Built by Problem Solvers

We turn real-world lending data and mastery of financial risk into AI products for Philippine banks and lenders: ai-powered credit scoring, digital KYC, fraud prevention, transaction verification and AI telesales, all delivered via API.

telco-credit-score
Telco Credit Score

Alternative credit scoring from consent-based telco data. Score unbanked and thin-file borrowers in real time, via API.

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vision-score
Vision Score
Biometric credit scoring from the facial image captured at onboarding. An independent risk signal, validated on 1M+ loan outcomes.
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customer-onboarding-ekyc
Customer Onboarding (eKYC)
Philippine ID OCR, government validation, face matching and liveness in one identity verification API, built for BSP eKYC.
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fraud-prevention
Fraud Prevention
AI fraud detection that catches tampered IDs, synthetic identities, deepfakes and repeat fraudsters before they become customers.
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face-authentication
Transaction Verification
Face authentication for logins and high-risk transactions. Replace SMS OTPs and get ready for AFASA.
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voice
Sophia AI Telesales Agent
A generative AI voice and text agent that calls every lead, speaks Taglish and lifts cross-sell conversion up to 2.8×.
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Our Market

AI That Scales Across Every Sector

Banks

Universal, commercial, thrift and rural banks: AI-driven credit risk models and seamless digital onboarding for every branch and app.

Lending

Digital banks, online lenders, BNPL, microfinance institutions and cooperatives: expanding credit access to thin-file and unbanked Filipinos through alternative credit scoring.

Fintech and E-wallets

Instant identity verification and real-time fraud prevention for e-wallets, payment apps and digital platforms growing at scale.

Insurance

Reducing claims fraud and simplifying policy enrollment with secure face matching and liveness detection.

Telecommunications

Securing subscriber identities and preventing SIM-swap fraud at the point of activation.

E-commerce & Retail

Protecting digital wallets and verifying high-value transactions without adding friction at checkout.

Gaming

Onboard real, of-age players in seconds and keep bots, borrowed IDs and duplicate accounts out, in step with PAGCOR's KYC requirements.
Our Impact

We are the largest provider of credit risk profiles in Asia

Bank

200+ Financial Institutions in Asia

Money

50+ BFSI CLIENTS (supervised by BSP and SEC)

Score

14M+ Score Checks per year

Customers

110M+ Scored Customers in PH

Loans

$3B+ Loan Disbursed via TS Acquisition

Artwork
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